Child care in Kelowna, BC costs far less than the sticker price once subsidies are applied. Kelowna families have access to the same three BC programs as everyone in the province — here's how each one works, what you'll actually pay, and how to claim them.
CCFRI fee reduction
Your centre opts in and the reduction lands on your invoice automatically — no application, no income test. Up to $900/month for under-3s.
Affordable Child Care Benefit
You apply and renew yearly; household income up to ~$111,000 qualifies. Stacks on top of CCFRI — for lower incomes it can reach close to $0.
$10-a-day (CWELCC)
At participating Kelowna sites, full-time fees are capped at about $200/month ($10/day).
CCFRI fee reductions (2025–26)
| Age category | Group / centre | Family / in-home |
|---|---|---|
| Infant (0–18 months) | $900 | $600 |
| Toddler (18–36 months) | $900 | $600 |
| 3 years to Kindergarten | $545 | $500 |
| Kindergarten | $320 | $320 |
| Grade 1 to age 12 | $115 | $145 |
| Preschool (part-day) | $95 | — |
What will you actually pay in Kelowna? Enter your numbers in the free BC child care subsidy calculator — it estimates your CCFRI reduction, ACCB eligibility and the $10-a-day cap in one go.
How Kelowna families apply
- CCFRI — nothing to do. Ask your Kelowna centre if they're a CCFRI participant (most are); the reduction shows on your invoice.
- Affordable Child Care Benefit — apply online via My Family Services, with your SIN, CRA Notice of Assessment, your child's birth certificate and banking details. Full walkthrough: how to apply for the ACCB.
- Complete the CF2798 with your provider — our free CF2798 helper fills most of it for you.
- Renew every year so your reduction doesn't lapse.
Find a Kelowna daycare with space
We track 5 Kelowna centres on a free, live board — many take CCFRI and subsidy. See who's accepting enrolments right now.
See Kelowna openings →Learn more
Frequently asked questions
- How much is the child care subsidy in Kelowna?
- Kelowna families get the same BC subsidies as the rest of the province. At a participating centre, CCFRI lowers fees automatically — up to $900/month for infants and toddlers and $545 for 3-years-to-Kindergarten (group rates). The income-tested Affordable Child Care Benefit (household income up to about $111,000) can reduce your fee further, and $10-a-day sites cap full-time fees at roughly $200/month.
- Do Kelowna daycares offer CCFRI and $10-a-day?
- Most licensed Kelowna centres take part in CCFRI, and a growing number are $10-a-day (CWELCC) sites. Check each centre on our Kelowna childcare board or ask the centre directly.
- How do I apply for child care subsidy in Kelowna?
- CCFRI is automatic at a participating centre — there's nothing to apply for. For the Affordable Child Care Benefit you apply through My Family Services and submit a CF2798 Child Care Arrangement form with your provider — see our step-by-step guide.