Free tool

BC child care subsidy calculator

Estimate your CCFRI fee reduction, the $10-a-day cap and Affordable Child Care Benefit eligibility — and what you’ll actually pay each month. Free, no signup.

Estimates only, not an eligibility decision. CCFRI amounts assume your centre opted in (most licensed centres have). The Affordable Child Care Benefit is income-tested and depends on your full circumstances — confirm your amount and apply at gov.bc.ca/affordablechildcarebenefit.

How BC childcare subsidies stack

BC has three layers of help, and they combine. CCFRI (the Child Care Fee Reduction Initiative) lowers your fee automatically at a participating centre — you don't apply, the savings just show up. The Affordable Child Care Benefit (ACCB) is income-tested (household income up to about $111,000), you apply and renew yearly, and it stacks on top of CCFRI — for lower incomes it can bring your fee close to $0. At $10-a-day (CWELCC) sites, your fee is capped at about $200/month ($10/day) for full-time care.

CCFRI maximum monthly fee reductions (2025–26)

Age categoryGroup / centreFamily / in-home
Infant (0–18 months)$900$600
Toddler (18–36 months)$900$600
3 years to Kindergarten$545$500
Kindergarten$320$320
Grade 1 to age 12$115$145
Preschool (part-day)$95

Full-time amounts; CCFRI won't reduce a fee below $200/month ($10/day), or $140/month for preschool. Source: BC Ministry of Education and Child Care, CCFRI Funding Guidelines 2025–26.

How to apply (the steps)

  1. CCFRI — nothing to do. Ask your centre if they're a CCFRI participant (most are). If so, the reduction is already on your invoice.
  2. Affordable Child Care Benefit — apply online. Use My Family Services (here's our step-by-step ACCB guide). Have your SIN, your CRA Notice of Assessment, your child's birth certificate and your banking details ready.
  3. Complete the Child Care Arrangement form (CF2798) with your provider. It needs both your details and the provider's — and the provider's signature. Use our free CF2798 helper to fill it in, then submit the official form with your application.
  4. Renew every year. The ACCB lapses annually — diarize it so your reduction doesn't stop.

Looking for a centre with space? Browse our free BC childcare boards — many list whether they take CCFRI/subsidy. Running a daycare? Mitten tracks each child's CCFRI/ACCB and nets it off invoices automatically, and generates the CF2798 for your families — free for your first 5 children.

Run your daycare on Mitten — free to start

Mitten does everything in this guide — daily reports, photos, messaging, billing, even payroll prep — free for your first 5 children, then just $20/mo + $2 per child.

Start free — no card needed →  See the live demo

Frequently asked questions

How much is the CCFRI fee reduction in BC?
For 2025–26, the maximum monthly reduction at participating centres is $900 for infants and toddlers (under 36 months), $545 for 3-years-to-Kindergarten, $320 for Kindergarten, $115 for Grade 1 to age 12, and $95 for preschool (group/centre rates; family/in-home rates differ). Fees are never reduced below $200/month ($10/day).
What is the income limit for the Affordable Child Care Benefit?
Families with household income up to roughly $111,000 may qualify; the amount is income-tested and also depends on family size, the child’s age and the type of care. You apply and renew every year through My Family Services.
Do I have to apply for CCFRI?
No — families don’t apply for CCFRI. The child care provider opts the facility in, and the savings are passed to you automatically each month as a reduced fee. The Affordable Child Care Benefit is the one you apply for yourself.
What is the CF2798 / Child Care Arrangement form?
It’s the form that records your child care arrangement for an Affordable Child Care Benefit application — it needs both your details and your provider’s, plus the provider’s signature. Some daycares (those on Mitten) can give you a pre-filled head-start to save time.